Four steps to staying in business
(courtesy of the SBA):

Review Insurance Coverage - Find out what records your insurance provider will want after an emergency and store them in a safe place.

Prepare for Utility Disruptions - Examine which utilities are vital to your business' day-to-day operation. Identify back-up options such as portable generators to power the vital aspects of your business in an emergency.

Secure Facilities, Buildings and Plants - Identify what production machinery, computers, custom parts or other essential equipment is needed to keep your business open. Plan how to replace or repair vital equipment. Store extra supplies for use in an emergency. Plan what you will do if your building, plant or store is not usable.

Back-up Financial Records - Back-up financial records and other vital information stored on computer hard drives. Store them at least 500 miles away.

The US Department of Homeland Security has a publication called Every Business Should Have a Plan and a website on disaster preparedness at